The all-too-familiar cycle of emotions experienced by anyone who has lost a piece of treasured jewelry. Imagine glancing down at your left hand to see your prongs holding nothing but air. A vast expanse of nothingness where your center stone...

As you probably already know, Blue Nile does not inventory any loose diamonds.  All of the loose diamonds listed on their website are all sitting in tens, if not hundreds, of vaults all over the world belonging to just as...

Vacation season is the time to pack up your favorite outfits, along with your jewelry, so you can shine and sparkle away from home. But just as you keep your wallet safe when you’re traveling, here are some tips from...

Anything you would want to replace or couldn’t re-purchase. You have to keep in mind if you suffered a fire or robbery and all of your jewelry was damaged or gone your insurance company would most likely only cover the...

First of all, you have spent your time and money picking out nice pieces of jewelry or have been given special items from family members. Your favorite pieces of jewelry reflect who you are and connect you to special moments...

When researching prospective appraisers, do an ample amount of research before making a decision. There is a big difference between a local jeweler appraising your piece with the ulterior motive of trying to buy your piece or sell you one...

You may still have to prove the value if a loss occurs When you file a claim, the insurance company won’t simply write a check for the amount of your stated coverage. They will verify the details before settling your...

A sales receipt won’t do Insurance companies won’t accept a receipt of purchase as a legitimate measure of value. It doesn’t matter how much you paid for your jewelry. When writing a policy or paying a claim, the insurance company...

Insurance companies never take your word for value Whether you’ve spent years building your fine jewelry collection or you’ve recently acquired your first exquisite piece, you should insure each item to value, just in case the unexpected happens. To do that...

Appraisals are important to the insurance process You’d probably prefer not to think about your jewelry treasures being damaged, destroyed or lost during a catastrophe, but it’s prudent to be prepared with a detailed jewelry appraisal. If you have a...