Posts tagged with: insurance

A good appraiser is one who combines the efforts of retail jewelers to stay up on the latest market trends and prices in jewelry and gemstones, with the qualified gemologist who constantly studies the latest developments in the field of...
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The process of doing your jewelry appraisal is this…I take all the information necessary to do the finished document in front of you. That way, you don’t leave your jewelry and take with you when we’re done. On the average,...
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A jewelry appraiser will be able to appraise a piece of a jewelry and give you a good idea on what it is worth. An appraiser can appraise items such as diamonds, gemstones, pearls, metals, watches, and just about any...
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A jewelry appraisal should reflect the true replacement value of an item. In other words, the cost your insurance company actually pays to replace an item. Many people love to see a “feel good” high-value jewelry appraisal. The problem is...
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As a rule of thumb, having your jewelry appraised every five years is perfect adequate unless your insurance company requires it be done more often. It’s never a bad idea to stay aware of the changing market. If you see...
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You may think that if you get your jewelry appraised immediately after purchase you are set for life.   However appraisals are only valid for a limited period of time. Yout insurance company may not tell you it’s time to update...
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Each written appraisal should contain the weight and measurement of the piece, identification, grade and measurements of all gemstones, value factors for each gemstone, the 4 C’s for diamonds, the value of the jewelry, an explanation of how the value...
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I regularly see two mistakes that are made. One, the client asks for the value to be inflated and two is a complaint about the cost of the insurance. Today, the insurance companies have the buying power and the knowledge...
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You ask a woman what kind of engagement ring she wants and generally the first thing she is going to mention is the cut of the diamond.  Most ladies seem to be less concerned about what the ring is made...
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Diamond clarity refers to the extent to which there are imperfections and blemishes in a particular diamond. A diamond that features major blemishes and inclusions is rated low on the diamond clarity scale. This is because such diamonds have flaws...
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