Posts filed under: Colorado Gem News

 by Christina Lee In the fine jewelry world, a jewelry appraisal is a document that indicates a jewelry item’s value as determined by an individual appraiser for a certain market at the time the appraisal is performed. The appraisal specifies detailed features...
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‘What if’ is a catalyst for both dreams, extra care and fear. It is the power of ‘what if’ that drives the way we live, expecting the unexpected and  organizing life in such a way that we’re ready when both...
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by James L. Sweaney Many people think jewelry insurance is very expensive and that it only covers for theft.  For these and other reasons, some folks don’t carry any insurance on their jewelry when it’s really in their best interest...
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But first, let me take a selfie! Whether you’re a closet selfie taker or proudly strike a pose in the middle of a crowded restaurant, you may have the urge to share the perfect engagement ring selfie when it comes to...
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Written by Aimee Berrent Jewelry has an emotional tie to us; but if something happens, it pays (literally) to have its value safeguarded by insurance.   Are you covered if there is negligence or carelessness involved? What if you don’t...
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An appraisal that is too high does not protect you better, nor does a low appraisal benefit you. The single most important caveat regarding appraisals is the fictitious inflated value appraisal. A simple rule to follow is that if it is...
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Buying jewelry isn’t the same as buying a new outfit. We’re willing to bet you buy a new piece of clothing at least every other month, so you’re kind of a pro. How often do you buy jewelry, though? Probably...
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While the rate of mishandled bags has decreased 61.3% since 2007, lessening your risk of falling victim to lost luggage to less than 1%, the fear of losing your luggage is still real. Understandable, considering the effect it has on the remainder...
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Look up the definition of insurance and you’ll find words like “reimbursement” and “compensation.” That makes sense, since most insurance policies rectify losses by cutting you a check. In the case of jewelry insurance, a cash payout isn’t always your best option....
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As I’m sure you’ve heard, the old adage advises an engagement ring should cost roughly the equivalent of two months’ salary. The most recent data from the Bureau of Labor Statistics indicates that works out to roughly $6,400, on average. That’s not...
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